NDGIT's vision is to become the best-of-breed platform connecting banks and insurance companies with digital third parties. Its platform makes it easy to create, access and manage APIs (Application Programming Interfaces) which can be thought of as the 'digital plumbing' for the industry; a set of rules and procedures which allow automatic data flow in both directions. Having this infrastructure in place is essential for banks to connect to innovative new fintechs and is also a regulatory requirement under Open Banking / PSD2, which came into effect in January 2018.